About Us

Wise Wallet Notes began as a set of notes we kept for friends and family: how to read a loan offer, where to look for help with a big repair, what to ask before signing a car contract. Readers kept asking for more, so we put it online.

Who writes here

Brenda Collins — Former bank teller who now writes about budgets and borrowing.

Thomas Hart — Consumer advocate covering housing, cars and contracts.

What we don't do

We don't sell loans, insurance or credit products, and we don't take payment to recommend them.